Developed by Ryan Riggins: Senior Protection Coordinator, Licensed Real Estate Broker, and former Construction Project Manager
The Aging in Place Break-Even Tool
See exactly when staying at home becomes more expensive than assisted living — before you make a $100,000 mistake.
Your Numbers
Enter your current costs. We'll project 5 years of realistic care progression.
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Stay at Home (Cumulative)
Assisted Living (Cumulative)
Break-Even Point
Ryan's Insight
Most families ignore the "24/7 Care Trap." At 24/7 care, your home costs can hit $16,000/mo — nearly TRIPLE the cost of assisted living. The numbers above assume part-time care. Full-time live-in care changes the math dramatically and almost always favors a community.
Monthly Cost Breakdown by Year
| Period | Home Costs | Care Costs | Stay at Home Total | Assisted Living | Difference |
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